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IPS / Lighthouse Insurance Group Blog: home emergency

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Mailbox in Flooded NeighborhoodIt's human nature to think the worst scenarios are seen only on the news. But in reality, an emergency situation can take place anywhere, any time. It's better to be prepared for the unexpected than to stare in shock when the news indicates a tragedy in your town. And while emergency kits are commercially sold, it's better to build your own (or at last add to a store-bought kit) to ensure that necessary personal items are included. Check your kit biannually and replace expired items as necessary.

A good home emergency kit should include the following:
  • Mess kits, paper cups and plates, paper towels, garbage bags and a manual can opener
  • Three-day supply of non-perishable food per person (protein-rich foods are the best option)
  • Three gallons of water per person for drinking and sanitation
  • Personal hygiene items, including soap, hand sanitizer, moist towelettes and feminine supplies
  • Change of clothes for each person, including sturdy shoes
  • Sleeping bag and/or blanket for each person
  • Baby items — bottles, formula, diapers, change of clothes etc.
  • Pet items — bowls, food, water, leash etc.
  • Glasses and/or contacts with saline solution
  • Battery-powered radio, flashlight and extra batteries
  • Cell phone with charger (bring a model that has GPS capability)
  • Flares or whistles to signal help
  • Multi-purpose tool
  • Cash
  • Books, drawing supplies etc. to entertain children
  • Copies of important documents, such as bank records and birth certificates (keep in a waterproof container)
And lastly, a first aid kit is absolutely critical in emergency situations when you may not have easy access to medical care. Pack the following supplies:
  • Prescription medications or other necessary medical supplies, such as insulin, inhalers, blood pressure meds etc. as needed by your family
  • Over-the-counter pain medicine, anti-diarrhea medicine and antacids
  • Antibiotic towelettes and ointment, along with hydrogen peroxide for cuts
  • A variety of bandages and a roll of sterile gauze
  • Sterile gloves, scissors and tweezers
  • Thermometer
Store your completed kit (however many backpacks it takes) in an easily accessible location within your home, such as a coat closet, so you can grab it and go if ever needed.

Get the best protection for your family. Call Insurance Planning Service at (734) 421-9900 for more information on Michigan home insurance.

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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake