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Providing your employees with the benefits they want and need is good for your company. It can your company to retain top talent. It also might help you to keep your employees longer, reducing training costs and hiring fees. Importantly, it helps you to show your concern for the people who make your company possible. 

When it comes to employee benefits health insurance is one of the most valuable. Are you offering it?

Knowing Your Legal Requirements

The Affordable Care Act requires some businesses to provide employees with health insurance. This is often the case for businesses with a certain number of full-time employees or a large staff.

Requirements aside, consider what providing health insurance to your employees would mean to them.

  • With this type of employee benefit, your team can afford to have regular medical care. This allows your team to remain healthy and reduces the amount of missed time at work they have for illness.
  • Your employees appreciate being able to take their children to the doctor. Some employees say that having insurance for their children’s needs is important to them. This also reduces risks of employees missing work because of a child's illness.
  • Companies that offer health insurance can receive more applications and better applicants for positions. This is especially true for higher level positions and harder to fill positions.
  • Employees with health insurance can get necessary health screenings early on. This can help employees to fight off disease sooner. It can also help them tackle risks such as weight concerns, smoking, and mental health matters, sooner.
  • Providing employee benefits may help you qualify for federal tax breaks.

Most companies will find that offering health insurance is a key employee benefit. Benefits can help both you and your team. It may not be as expensive as you think. Benefits can also be exactly what your team expects and needs to keep them working harder for you. Take the time to learn more about the employee benefits that really impact your team. Learn what you can do to ensure your employees have the coverage they need.

Do you have questions about the right type of Michigan health coverage to offer your employees? Call Insurance Planning Service today at (800) 220-5582.

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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake